Best Investing Apps in the USA (2025): Top Platforms for Beginners & Experts
Investing in 2025 has never been more accessible — thanks to a new wave of smart, simple, and secure investing apps. Whether you're a beginner starting with $100 or an experienced investor looking for lower fees and smarter tools, the best investing apps in the USA now offer everything from stocks and ETFs to crypto, real estate, and even automated portfolios — right from your smartphone.
In this blog, we rank and compare the top investing apps of 2025, so you can choose the perfect platform based on your goals, budget, and experience level.
Why Use an Investing App in 2025?
The shift toward mobile-first investing is massive in 2025. Here's why smart investors are switching to apps:
✨ Low or zero commissions on trades
🔧 Powerful tools for research, analysis, and automation
📈 Access to stocks, ETFs, crypto, real estate, and more
📊 Robo-advisors for hands-off investing
👍 Fractional shares allow investing with just $1
⏰ Real-time updates, tracking, and alerts on the go
How We Chose the Best Apps (Ranking Criteria)
We compared dozens of apps based on:
| Criteria | Why It Matters |
|---|---|
| User Experience | Easy to use, beginner-friendly |
| Fees & Commissions | Low-cost or commission-free investing |
| Assets Offered | Stocks, ETFs, crypto, real estate, etc. |
| Security | FDIC/SIPC insured, encryption standards |
| Tools & Features | Education, automation, performance tracking |
| Customer Support | Accessible and responsive help options |
Top 10 Best Investing Apps in the USA (2025)
1. Fidelity Investments – Best Overall App
Fees: $0 commissions on stocks/ETFs
Assets: Stocks, ETFs, mutual funds, options, crypto
Best for: All levels — beginner to advanced
Why we love it: Fidelity offers unmatched features, including fractional shares, strong retirement tools, zero fees, and excellent support.
2. Robinhood – Best for Beginners
Fees: $0 stock/ETF trades; some crypto fees apply
Assets: Stocks, ETFs, options, crypto
Best for: New investors and mobile-first users
Why we love it: Clean UI, instant deposits, real-time trading, and free stock for new users. Perfect starting point.
3. Charles Schwab – Best Traditional + Modern Hybrid
Fees: $0 for stocks and ETFs
Assets: Stocks, ETFs, options, mutual funds, futures
Best for: Long-term investors, retirement savers
Why we love it: Strong research tools, great customer service, and advanced features for serious investors.
4. SoFi Invest – Best for New Investors & Loans Combo
Fees: $0 commissions
Assets: Stocks, ETFs, crypto, IPOs
Best for: Beginners who want to combine loans and investing
Why we love it: Combines investing, student loans, savings, and credit score tracking. Plus, active and automated investing options.
5. Webull – Best for Intermediate & Technical Traders
Fees: $0 commissions
Assets: Stocks, ETFs, crypto, options
Best for: Traders who want data and charts
Why we love it: Powerful tools for analysis, paper trading, and extended hours trading. A step up from Robinhood.
6. Acorns – Best for Automated Micro-Investing
Fees: $3–$5/month
Assets: ETFs via robo-advisor portfolios
Best for: Passive investors, busy professionals
Why we love it: Automatically invests your spare change. Set-it-and-forget-it investing at its finest.
7. E*TRADE – Best for Retirement & Active Investors
Fees: $0 for stocks, $0.65 per options contract
Assets: Stocks, ETFs, mutual funds, bonds, options
Best for: Serious retirement or active investors
Why we love it: Deep research, portfolio customization, and a powerful platform with retirement-focused tools.
8. Betterment – Best Robo-Advisor
Fees: 0.25% annual for digital plan
Assets: ETF portfolios managed automatically
Best for: Passive investors who want simplicity
Why we love it: No guesswork. Smart portfolios managed by algorithms for long-term growth and low taxes.
9. Public – Best for Social Investing & Transparency
Fees: $0 commissions
Assets: Stocks, ETFs, crypto
Best for: Investors who want community + insights
Why we love it: Transparent business model, social feeds, and zero payment-for-order-flow. You see where your money goes.
10. M1 Finance – Best for Custom Portfolios
Fees: $0 base plan
Assets: Stocks, ETFs
Best for: DIY investors and auto-investing
Why we love it: Build your own investment pies, set recurring contributions, and automate wealth building.
Bonus Picks
Vanguard App: Trusted for long-term, index-based investing
Stash: Beginner-focused app with banking + investing combo
Cash App Investing: Simple stock + Bitcoin trading for casual users
Investing App Comparison Table
| App | Best For | Fees | Assets |
| Fidelity | Overall | $0 | Stocks, ETFs, funds |
| Robinhood | Beginners | $0 | Stocks, ETFs, crypto |
| Schwab | Retirement | $0 | Stocks, ETFs, futures |
| SoFi | All-in-one | $0 | Stocks, crypto, IPOs |
| Webull | Traders | $0 | Stocks, crypto, options |
| Acorns | Passive | $3+ | ETFs only |
| E*TRADE | Active/Retirement | $0 | Stocks, bonds, funds |
| Betterment | Robo | 0.25% | ETFs |
| Public | Social | $0 | Stocks, ETFs, crypto |
| M1 | Custom portfolios | $0 | Stocks, ETFs |
How to Choose the Best App for You
Ask yourself:
Do I want to be hands-on or hands-off?
Am I trading stocks, crypto, or funds?
How much am I starting with — $100 or $10,000?
Do I need automation, research tools, or just simplicity?
Then match your needs to one of the apps above.
Final Thoughts
The best investing apps in the USA for 2025 combine the power of professional platforms with the convenience of mobile. Whether you're a first-time investor or managing multiple accounts, the right app can help you build wealth, track goals, and take control of your financial future.
Start small, stay consistent, and choose the platform that works for you.
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